Credit report business Colorado

Recently, my wife received a new Discover Card to replace an expired card, but she forgot she even had this particular card in her name! It turns out she used the card when she lived with her parents and even though she hadnt used the card for several years, it was still active. We looked into it a little bit, and it turned out she had a $15,000 limit on it. Add that credit limit to another Discover Card, a credit card through our bank, and a mortgage in credit report business Colorado her name (she bought the house before we were married and I was never added to the mortgage), and we found out she has a lot credit report business Colorado of available credit to her name! your free credit report Time to reduce the amount of credit to improve her score! We called customer service to cancel the card and while we credit report business Colorado were going through the process, I remembered that we shouldnt cancel the card because your length of credit history affects your score. This card was about 12 years old, which is a very good age to keep on your credit. fair credit report

Well, it turns out credit card companies dont like to lose customers, so they transferred us to a CSR intent on keeping us as customers. In credit report business Colorado the end, we kept the card open and had it switched to the Discover® More® Card which offers great rewards benefits. The Discover Card rep offered to lower the credit limit to $1,000, which is the minimum line of credit you can have.

find credit reports

Recently, my wife received a new Discover Card to replace an expired card, but she forgot she even had this particular card in her name! It turns out she used the card when she lived with her parents and even though she hadnt used the card for several years, it was still active. We looked into it a little bit, and it turned out she had a $15,000 limit on it. Add that credit limit to another Discover Card, a credit card through our bank, and a mortgage in credit report business Colorado her name (she bought the house before we were married and I was never added to the mortgage), and we found out she has a lot credit report business Colorado of available credit to her name! Time to reduce the amount of credit to improve her score! We called customer service to cancel the card and while we credit report business Colorado were going through the process, I remembered that we shouldnt cancel the card because your length of credit history affects your score. This card was about 12 years old, which is a very good age to keep on your credit.

Well, it turns out credit card companies dont like to lose customers, so they transferred us to a CSR intent on keeping us as customers. In credit report business Colorado the end, we kept the card open and had it switched to the Discover® More® Card which offers great rewards benefits. The Discover Card rep offered to lower the credit limit to $1,000, which is the minimum line of credit you can have.